NovaRock Financial

How it Works

Simple, factual budgeting and creditor communication support

How Our Service Works

STEP 1 - Income & Expenditure Review

We work with you to prepare a clear summary of your income and household expenses. This gives a realistic and factual picture of your financial position

STEP 2 - Identify Available Budget

From your completed income and expenditure summary, we calculate your available monthly budget.

You decide what you are comfortable offering to your creditors.

We do not advise or influence influence payment amounts – The decision is always yours.

STEP 3 - Creditor Communication

With your written permission, we :

Help manage incoming calls and take messages on your behalf
Support with managing and organising correspondence
Share your income and expenditure summary
Inform creditors of your available budget
Communicate the payment amount you have chosen
Provide factual correspondence only

sTEP 4 - Ongoing Monthly support

we provide :

On going administrative support
Updates to creditors if your circumstances change
Help responding to correspondence
Continued factual communication
Ongoing support with call handling and message management.
Help organising and keeping track of correspondence

Simple monthly pricing

Includes :

Full income and expenditure preparation – Clear, realistic budgets built around your situaton
Creditor communication and call handling support – We help manage calls, take messages and support with ongoing correspondence
Ongoing monthly administrative assistance – Helping you stay organised and in control
Updates if circumstances change – Keeping your information accurate and up to date

No long term contracts

Cancel anytime

What this means for you

Less stress from constant calls and letters
Clear understanding of your financial position
Support staying organised month to month
Confidence that everything is being handled properly

Ready to take control of your finances?

We help you organise your finances clearly and communicate confidently with your creditors